FinHealth Spend 2025

The FinHealth Spend Research estimates how much U.S. households pay each year for dozens of financial products and services, such as overdraft, credit cards, and auto loans. Since 2011, annual reports produced as part of the initiative have provided financial institutions, policymakers, and innovators with the analysis they need to help protect consumers while promoting opportunity and resilience.

Essential Benefits: A New North Star for Wage and Benefit Design

A first-of-its-kind study reveals which compensation elements are linked to improved worker financial health.


Welcome Home: Creating Pathways to Sustainable Homeownership with Behavioral Insights

Identifying opportunities to leverage behavioral design to ensure affordable and sustainable homeownership


Improving Debt Management Plan Success

An interactive, person-centered exploration of opportunities to enhance debt management plan design and execution